We are offering loans to all individuals even when listed with CRB. Our interest rates may vary with the duration of repayment. Our loans range from 1000ksh to 100,000ksh. We are located in Am Bank towers 12th floor.

Our Vision

To be the most efficient microfinance institution in Kenya by being cashless, paperless and data-driven to offer the best value, most flexible and most customer-oriented financial services in the market.

Our Mission

To grow, build and maximize the potential of the businesses of the low income and unbanked of Kenya through the provision of affordable, flexible and customer-oriented financial services.

Core Values


Develop new ideas to enable us to be the most efficient microfinance institution in Kenya, delivering innovative and competitive financial services by using the latest technology and data analytics.


Do what is right,treat clients,partners and each other with utmost respect,honesty and uphold the highest ethical standards.

Customer Focus

Delivering process oriented and quality driven services aligned with our customer needs.


Strive to deliver first class service through best talent and continous personal and professional development aiming to create value to our staff,clients and shareholders.

  • Helping Kenyans since 2010.
  • Simple loans up to Ksh 100,000.
  • Apply online.
  • Use your smart phone, tablet or computer.
  • Funds transferred directly into your Mpesa account!
  • Our standard loan term is 12 months.
  • Our competitive interest rates make us more affordable and we only lend what you can afford.

Our easy 100% online application process has delivered personal loans to over 600,000  people in Kenya, and offers you a range of payment options for loans. For a fast, flexible and competitive personal loans solution.


Fill in the application form with utmost honesty.You can apply using your phone and you do not to make any physical contact.


We analyze your application, do background checks and determine your credit score.You will be informed on how much you qualify for within ten minutes of submitting your application


The amount approved will be sent via MPESA within 30 minutes of application.This amount is based on your previous credit history as well as your usage of Mobile Money services like MPESA.


Once your loan is approved you will be well informed on how,when and how much to pay.Maximum duration for loan repayment is 12 months.


Azziad Naisenya (Actor,content creator )– They are 100% genuine. I recommend Mkopo Haraka any day.

Otieno Kamili- I applied for a loan of ,9000 and they approved me after 20 minutes.I want to encourage my fellow youth to apply.

Nyaboke, Nakuru

They have given me 3 loans now.The first one 14k, The second and third i applied for 20k.They have really helped me and some of my friends